By Tom Boecker
Mortgage delinquencies and foreclosures continue to rise at record rates throughout the country and things could still get worse. With rising unemployment numbers and a new variety of mortgage resets this year, foreclosures are expected to continue to climb well into 2010. Worse yet, foreclosures are increasing in the category of prime borrows as opposed to the sub prime borrowers that made up a majority of the foreclosures in 2008. In other words, even those with good credit and who have always paid on time, are now falling behind on their mortgages. Despite new government programs aimed at helping borrowers, delinquencies and foreclosures continue to rise, putting lending institutions at greater risk.
ASPN's partner company, Insurmark, offers insurance coverage for mortgage lenders and services. Insurmark specializes in mortgage insurance coverages specifically designed to protect a lender's collateral interest in mortgage loans. Comprehensive property coverage, including flood, is available for a borrower's lapsed coverage and foreclosed property. Insurmark works with over a thousand lenders nationwide. To learn more about ASPN or Insurmark, visit http://www.askaspn.com/.
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